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Find Mortgage Refinance Companies Near You in Cocoa Beach, FL
Directory of mortgage refinance companies in Cocoa Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Cocoa Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 mortgage refinance companies in Cocoa Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Space Coast Credit Union | Cocoa Beach, FL
1205 N Atlantic Ave, Cocoa Beach, FL 32931
3217522222
Ideal Lending LLC
5505 N Atlantic Ave STE 207, Cocoa Beach, FL 32931
8449943325
Amanda Gant, Momentum Mortgage
375 Barrello Ln, Cocoa Beach, FL 32931
3212667345
Mortgage refinance companies in Cocoa Beach Florida help homeowners adjust their loan terms or lower their interest rates. Florida law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the unique property values and insurance requirements of Brevard County.
What Does a Mortgage Refinance Company in Cocoa Beach Cost?
Typical costs for a mortgage refinance in Florida range from 2 percent to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1,000 dollars, and lender origination fees of 1,000 to 3,000 dollars. Closing costs also include recording fees and taxes. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Cocoa Beach?
You need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida lenders also require a property appraisal to confirm the home value.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Delays can occur if the property requires a survey or if title issues arise.
Are there Florida specific laws for mortgage refinancing?
Yes. Florida requires lenders to disclose all fees in a Loan Estimate. Florida also has a homestead exemption that may affect property tax calculations after refinancing.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.