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Directory of mortgage refinance companies in Cocoa, Florida. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Cocoa, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 mortgage refinance companies in Cocoa, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2311 FL-524 Suite 110, Cocoa, FL 32926
3216379002
OneMain Financial
3815 US-1 Ste 112, Cocoa, FL 32926
3216366821
PhoneOps Funding, LLC
956 N Cocoa Blvd APT 1101, Cocoa, FL 32922
3218774077
Homevision Corporation
846 N Cocoa Blvd C, Cocoa, FL 32922
3218063222
PNC Mortgage
2323 FL-524, Cocoa, FL 32926
3216331909
LendUS | Cocoa, FL
526 Brevard Ave, Cocoa, FL 32922
9413306669
Chase Mortgage
505 Brevard Ave #102, Cocoa, FL 32922
3216398579
Mortgage refinance companies in Cocoa Florida help homeowners lower their interest rates or change loan terms. Florida law requires lenders to provide a Loan Estimate within three business days of application. Cocoa residents can benefit from local knowledge of Brevard County property values and flood insurance requirements.
What Does a Mortgage Refinance Company in Cocoa Cost?
Typical costs for a mortgage refinance in Florida range from 2 to 5 percent of the loan amount. This includes lender fees, appraisal fees (400 to 700 dollars), title insurance, and recording fees. Florida documentary stamp tax adds about 0.35 percent of the loan amount. Actual costs vary by lender, loan size, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Cocoa Florida?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Florida law also requires a property appraisal and a clear title search. Your lender will give you a complete list based on your loan type.
How long does a mortgage refinance take in Florida?
A typical refinance in Florida takes 30 to 45 days from application to closing. Florida law mandates a three-day right of rescission after signing for most refinances. Delays can happen if the appraisal or title work takes longer.
Are there Florida-specific fees for refinancing a mortgage?
Yes Florida charges a documentary stamp tax on the new loan amount at closing. This tax is typically 35 cents per 100 dollars of the loan. You may also pay recording fees and intangible tax depending on your county.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.