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Compare Mortgage Refinance Companies in Torrington, CT
Looking for a mortgage refinance company in Torrington? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Torrington, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 4 mortgage refinance companies in Torrington, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First World Mortgage - Torrington Mortgage & Home Loans
1152 E Main St, Torrington, CT 06790
8604681498
Norcom Mortgage
1400 E Main St #3, Torrington, CT 06790
8602015834
Bank of America Mortgage
1400 E Main St, Torrington, CT 06790
8604821664
ALT Connection Hard Money Lenders
1 Torrington Office Plz, Torrington, CT 06790
8606093757
A mortgage refinance company in Torrington Connecticut helps homeowners replace their existing home loan with a new one. Connecticut law requires lenders to provide a Loan Estimate within three business days of receiving your application. Local companies in Litchfield County can guide you through the process and explain state-specific rules like the Connecticut Mortgage Licensing Act.
What Does a Mortgage Refinance Company in Torrington Cost?
Typical costs for a mortgage refinance in Connecticut include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Recording fees and taxes add several hundred dollars. Total costs often range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
How long does a mortgage refinance take in Torrington Connecticut?
A typical refinance in Connecticut takes 30 to 45 days from application to closing. The timeline depends on your lender, property appraisal, and how quickly you provide required documents.
What documents do I need for a refinance in Connecticut?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Connecticut lenders also require a copy of your current mortgage note and property deed.
Are there Connecticut laws that affect refinancing costs?
Yes, Connecticut imposes a mortgage recording fee of about 1.5 dollars per 100 dollars of the loan amount. Some towns also charge a local conveyance tax. These fees are in addition to typical lender charges.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.