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Find Mortgage Refinance Companies in Stratford, CT
Directory of mortgage refinance companies in Stratford, Connecticut. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Stratford, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 4 mortgage refinance companies in Stratford, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sikorsky Credit Union
1000 Oronoque Ln, Stratford, CT 06614
2033772252
Main Street Mortgage LLC
3267 Main St, Stratford, CT 06614
2033777744
First Choice Mortgage Services
3333 Main St, Stratford, CT 06614
2039083428
Chase Mortgage
2855 Main St, Stratford, CT 06614
2033784644
Mortgage refinance companies in Stratford Connecticut help homeowners lower their interest rates or change loan terms. Connecticut law requires lenders to provide a Truth in Lending disclosure within three business days of application. Local Stratford firms understand the Fairfield County real estate market and can guide you through the process.
What Does a Mortgage Refinance Company in Stratford Cost?
Typical costs for a mortgage refinance in Connecticut include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance ranging from 500 to 1,500 dollars. Recording fees and taxes add several hundred dollars more. Total closing costs often range from 2 to 6 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Stratford Connecticut?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Connecticut lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Connecticut?
A typical refinance in Connecticut takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed.
Are there Connecticut specific fees for mortgage refinancing?
Connecticut charges a mortgage recording fee of about 0.28 percent of the loan amount. You may also pay state conveyance taxes and local property transfer taxes in Stratford.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.