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Mortgage Refinance Companies in Putnam, CT

Looking for a mortgage refinance company in Putnam? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Putnam, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 3 mortgage refinance companies in Putnam, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st American Home Loans LLC
508 Pomfret St, Putnam, CT 06260
8607747000
Keith Wilcox - 1st American Home Loans, LLC
508 Pomfret St, Putnam, CT 06260
8604286300
Michael Covello - NorthStar Home Loans
112 Main Street #11, Putnam, CT 06260
5088641613

Mortgage refinance companies in Putnam, Connecticut help homeowners lower their interest rates or change loan terms. Connecticut law requires lenders to provide a Good Faith Estimate within three business days of application. Local refinance services can also assist with cash-out refinancing for home improvements or debt consolidation.

What Does a Mortgage Refinance Company in Putnam Cost?

Typical costs for a mortgage refinance in Connecticut include an appraisal fee of $400 to $700, title search and insurance of $800 to $1,500, and lender origination fees of 0.5% to 1% of the loan amount. Total closing costs often range from $3,000 to $8,000 for a $200,000 loan. These amounts can vary based on the lender and property type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Putnam?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Connecticut lenders also require a property appraisal and a copy of your current mortgage note.
How long does a mortgage refinance take in Connecticut?
A standard refinance in Connecticut usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there closing costs for refinancing in Connecticut?
Yes, closing costs for a refinance in Connecticut typically range from 2% to 5% of the loan amount. These costs include appraisal fees, title insurance, and lender origination fees.