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Showing 2 mortgage refinance companies in Oxford, CT
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First Capital Lending
441 Oxford Rd #2c, Oxford, CT 06478
2038764950
First Capital Lending
441 Oxford Rd #2c, Oxford, CT 06478
2038764950
What Does a Mortgage Refinance Company in Oxford Cost?
Typical costs for a mortgage refinance in Connecticut include an appraisal fee of 400 to 700 dollars, origination fees of 0.5 to 1 percent of the loan amount, and title insurance costs of 500 to 1,200 dollars. Closing costs usually total 2 to 5 percent of the loan principal. These figures are general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Oxford Connecticut?
You will need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Connecticut lenders also require a property appraisal. Gather these items to speed up the application process.
How long does a mortgage refinance take in Connecticut?
A typical refinance in Connecticut takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer. Your lender must provide a Closing Disclosure at least three business days before closing.
Are there Connecticut specific rules for mortgage refinancing?
Yes Connecticut has a three day right of rescission for most refinances. This means you can cancel the loan within three business days after signing. Also Connecticut law requires lenders to be licensed by the state Department of Banking.