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Showing 3 mortgage refinance companies in Niantic, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Stacy Riley | Total Mortgage - Senior Loan Consultant NMLS 750413
85 Pennsylvania Ave 1st floor, Niantic, CT 06357
8603673032
Jay Johnston - Total Mortgage, NMLS #149795
85 Pennsylvania Ave 1st Floor, Niantic, CT 06357
8609175623
Marc Peterson - Total Mortgage NMLS #1780302
85 Pennsylvania Ave 1st floor, Niantic, CT 06357
8604607168
What Does a Mortgage Refinance Company in Niantic Cost?
Typical costs for a mortgage refinance in Connecticut range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually $400 to $700), title insurance, and recording fees. Connecticut mortgage recording fees are 0.28% of the new loan amount. Costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Niantic?
You typically need pay stubs, tax returns, bank statements, and a home appraisal. Connecticut lenders may also require proof of homeowners insurance and a copy of your current deed.
How long does a mortgage refinance take in Connecticut?
Most refinances close in 30 to 45 days. Connecticut law allows a three-day rescission period after signing, during which you can cancel the loan without penalty.
Are there Connecticut specific fees for refinancing?
Yes. Connecticut charges a mortgage recording fee of 0.28% of the loan amount. You may also pay state conveyance tax if the refinance involves a new deed.