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Mortgage Refinance Companies in Rifle, CO

Directory of mortgage refinance companies in Rifle, Colorado. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Rifle, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 6 mortgage refinance companies in Rifle, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage Company
589 Last Chance Dr Unit D, Rifle, CO 81650
9704712204
Guaranteed Rate Home Loans
144 E 3rd St #201, Rifle, CO 81650
9703305010
Tammy Snyder Revolution Mortgage
110 E 3rd St UNIT 201, Rifle, CO 81650
9709484138
Revolution Mortgage
110 E 3rd St Suite 202, Rifle, CO 81650
9707030002
Guild Mortgage Company
589 Last Chance Dr Unit D, Rifle, CO 81650
9703094451
Marie Rodriguez
111 E 3rd St #100, Rifle, CO 81650
9703097656

Mortgage refinance companies in Rifle Colorado help homeowners adjust loan terms or lower interest rates. Colorado law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the specific property market in Garfield County and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Rifle Cost?

Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs in Rifle generally range from 2,000 to 5,000 dollars. These costs vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Rifle Colorado?
You typically need recent pay stubs, tax returns, bank statements, and a property appraisal. Colorado lenders may also require proof of homeowners insurance. Each lender has specific requirements based on your loan type.
How long does a mortgage refinance take in Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Colorado law does not set a specific time limit for the refinance process.
Are there Colorado specific rules for refinancing a mortgage?
Yes, Colorado requires lenders to follow the Colorado Fair Mortgage Lending Act. This law sets standards for loan terms and disclosures. It also requires a three day right of rescission for most refinances on a primary residence.