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Directory of mortgage refinance companies in Lakewood, Colorado. Verify credentials with the state mortgage licensing authority before hiring.
18 agents listed
Updated May 2026
Lakewood, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 18 mortgage refinance companies in Lakewood, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lakewood CO Mortgage Broker by Rob's Mortgage Loans
200 Union Blvd #200, Lakewood, CO 80228
3035873600
Innovative Mortgage Group
274 Union Blvd #410, Lakewood, CO 80228
7206382387
Zach P Smith - Chariot Financial
215 S Wadsworth Blvd #215, Lakewood, CO 80226
7205023278
Miracle Mortgage: Erin J Pearce-Mortgage Broker
10799 W Alameda Ave Apt #150007, Lakewood, CO 80226
3033511848
The Best Loan Officer
225 Union Blvd #150, Lakewood, CO 80228
8334268256
Darik Tolnay at CrossCountry Mortgage
300 Union Blvd #510, Lakewood, CO 80228
7206999604
MAC5 Mortgage INC: Rod Cameron
225 Union Blvd STE 350, Lakewood, CO 80228
3039977117
A mortgage refinance company in Lakewood Colorado helps homeowners replace their existing home loan with a new one. Colorado law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the Denver metro housing market and can guide you through the process.
What Does a Mortgage Refinance Company in Lakewood Cost?
Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lakewood Colorado?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. Colorado lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title work takes longer than expected.
Are there Colorado laws that affect mortgage refinancing?
Yes. Colorado Revised Statutes Title 12 regulate mortgage loan originators. Lenders must be licensed by the Colorado Division of Real Estate. Also, Colorado has a three day right of rescission for refinances on a primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.