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Find Mortgage Refinance Companies Near You in Johnstown, CO
Looking for a mortgage refinance company in Johnstown? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Johnstown, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 6 mortgage refinance companies in Johnstown, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Edge Mortgage, Inc.
2016 Overland Dr, Johnstown, CO 80534
9707440000
Amy Roe - Bank of Colorado Mortgage
4848 Thompson Pkwy #100, Johnstown, CO 80534
9704022606
Integrity Home Loans Inc.
434 Grange Ln, Johnstown, CO 80534
7203176268
U.S. Bank-Cindy Wallace-Mortgage Loan Officer
U.S. Bank Area Served, Johnstown, CO 80534
9704393169
Mortgages by Keri Imhof
305 W South 1st St, Johnstown, CO 80534
9707440000
U.S. Bank-Mortgage Loan Officer-Tiffany Haynes
4949 Larimer Pkwy, Johnstown, CO 80534
9706243630
A mortgage refinance company in Johnstown Colorado helps homeowners lower their rate or change loan terms. Colorado law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Johnstown market conditions and can guide you through the process.
What Does a Mortgage Refinance Company in Johnstown Cost?
Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Third-party fees such as credit report and recording fees add 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Johnstown Colorado?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. Colorado lenders may also ask for proof of homeowners insurance. Requirements vary by lender and loan type.
How long does a mortgage refinance take in Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal or title work is needed. Your lender will provide a timeline after reviewing your file.
Are there Colorado laws that affect mortgage refinancing?
Yes. Colorado has a three-day right of rescission for most refinances, meaning you can cancel within three business days after signing. Lenders must also follow the Colorado Fair Mortgage Lending Act. Always review your loan documents carefully.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Colorado.