Find Mortgage Refinance Companies in Greeley, CO
Looking for a mortgage refinance company in Greeley? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Colorado before hiring.
Showing 15 mortgage refinance companies in Greeley, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Refinance Company in Greeley Cost?
Typical costs for a mortgage refinance in Colorado range from 2% to 5% of the loan amount. This includes lender fees, appraisal fees (usually 400 to 700 dollars), title insurance, and recording fees. For a 300,000 dollar loan, total costs might be 6,000 to 15,000 dollars. Some costs can be rolled into the new loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Greeley Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete. Colorado law does not set a specific maximum time limit for refinancing.
Do I need a home appraisal to refinance in Greeley?
Most lenders require an appraisal to confirm the home value. In Colorado, the appraisal must be performed by a state licensed appraiser. Some streamline programs may waive the appraisal if you have enough equity.
Are there Colorado specific laws that affect refinancing?
Yes. Colorado law requires lenders to give a three day right of rescission after closing for most refinances. This allows you to cancel the loan without penalty. Also, Colorado has specific rules about prepayment penalties which are now banned for most loans.