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Compare Mortgage Refinance Companies in Fountain, CO

Compare mortgage refinance companies in Fountain. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Fountain, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 3 mortgage refinance companies in Fountain, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Security Service Federal Credit Union
7025 Mesa Ridge Pkwy, Fountain, CO 80817
8005259570
US Bank Mortgage
6925 Mesa Ridge Pkwy, Fountain, CO 80817
7194946717
Chase Mortgage
7780 Fountain Mesa Rd, Fountain, CO 80817
7193934134

Mortgage refinance companies in Fountain Colorado help homeowners adjust their loan terms or lower their interest rates. Colorado law requires lenders to provide a clear Loan Estimate within three business days of application. Local companies understand the El Paso County market and can guide you through the process.

What Does a Mortgage Refinance Company in Fountain Cost?

Typical costs for a mortgage refinance in Fountain Colorado include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 800 to 1,500 dollars. Third party fees for credit reports and recording may add 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Fountain Colorado?
The refinance process in Colorado usually takes 30 to 45 days from application to closing. Colorado law requires a three day rescission period after signing final documents. Delays can occur if an appraisal or title work takes longer.
Do Colorado refinance companies require a home appraisal?
Most mortgage refinance companies in Colorado require a home appraisal to determine current property value. Some lenders may offer a waiver if you have significant equity. The appraisal cost typically ranges from 400 to 700 dollars in the Fountain area.
Are there Colorado specific laws that protect borrowers during refinancing?
Yes, Colorado Revised Statutes Title 12 Article 61 regulates mortgage loan originators. Lenders must disclose all fees and terms in a clear manner. Borrowers also have a right to cancel the refinance within three business days under federal law.