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Find Mortgage Refinance Companies in Erie, CO

Browse mortgage refinance companies serving Erie, Colorado. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Erie, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 5 mortgage refinance companies in Erie, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Elliott Bowman - Your Mortgage Copilot
325 Dusk Ct, Erie, CO 80516
2069495563
Kim Clancy, Mortgage Broker- Mindful Mortgage Group
1271 Banner Cir, Erie, CO 80516
9499339058
US Bank Mortgage
3338 Arapahoe Rd, Erie, CO 80516
3032698300
NEXA-Commercial
150 Wells St #1391, Erie, CO 80516
7207720401
UHome Finance LLC
150 Wells St #376, Erie, CO 80516
8337984663

Mortgage refinance companies in Erie Colorado help homeowners lower their interest rates or change loan terms. Colorado law requires lenders to provide a Loan Estimate within three business days of application. Many Erie residents refinance to take advantage of local property value changes or to switch from an adjustable to a fixed rate mortgage.

What Does a Mortgage Refinance Company in Erie Cost?

Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs around 1,000 to 2,000 dollars. Closing costs generally total 2 to 5 percent of the loan principal. These amounts vary based on your loan size and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Erie Colorado?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. Colorado lenders also require a property appraisal to confirm your homes current value.
How long does a mortgage refinance take in Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Colorado law gives you a three day right of rescission after signing, which means you can cancel the loan for any reason within that period.
Are there Colorado specific rules for refinancing a mortgage?
Yes. Colorado requires lenders to be licensed under the Colorado Mortgage Loan Originator Licensing Act. Also, Colorado law limits prepayment penalties on most residential mortgages, so check your loan contract for details.