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Showing 2 mortgage refinance companies in Edwards, CO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
SecurityNational Mortgage Company
27 Main St Ste C-104B, Edwards, CO 81632
9703312919
Bonnie Marlette - SecurityNational Mortgage Company Loan Officer
27 Main St Ste C-104B, Edwards, CO 81632
9703312919
What Does a Mortgage Refinance Company in Edwards Cost?
Typical costs for a mortgage refinance in Colorado include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2,000 to 5,000 dollars. These costs vary by loan size and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Edwards Colorado?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. Colorado lenders may also require a property appraisal. Gather these items before you apply to speed up the process.
How long does a mortgage refinance take in Colorado?
A standard refinance in Colorado usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there Colorado-specific rules for refinancing a mortgage?
Colorado does not have a state usury limit on mortgage rates, but lenders must follow federal Truth in Lending rules. Colorado law also requires a three-day right of rescission for most refinances. This gives you time to cancel the loan if you change your mind.