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Find Mortgage Refinance Companies Near You in Vallejo, CA

Directory of mortgage refinance companies in Vallejo, California. Verify credentials with the state mortgage licensing authority before hiring.

8 agents listed
Updated May 2026
Vallejo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage refinance companies in Vallejo, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
125 Plaza Dr #411, Vallejo, CA 94591
7075527706
Crestline Financial
320 Arkansas St, Vallejo, CA 94590
7076424900
US Bank Mortgage
1200 Tennessee St, Vallejo, CA 94590
8008722657
Chase Mortgage
1740 Tuolumne St, Vallejo, CA 94589
7076487017
Chase Mortgage
901 Tennessee St, Vallejo, CA 94590
7076457600
Commercial Lending Vallejo CA
301 Georgia St, Vallejo, CA 94590
7073454127
Bay Area Mortgage Pros
2591 Marshfield Rd, Vallejo, CA 94591
7077204133
PCH Real Estate | Home Mortgage
633 Tuolumne St, Vallejo, CA 94590
7078127149

Mortgage refinance companies in Vallejo, California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Vallejo lenders understand Solano County property values and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Vallejo Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $800, and title insurance of $1,000 to $2,500. Other costs may include recording fees and credit report fees. Total closing costs usually range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Vallejo?
You will need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require proof of homeowners insurance. The exact list may vary by lender.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if documents are incomplete. Your lender will provide a timeline.
Are there California specific rules for refinancing?
Yes, California law requires lenders to give you a Loan Estimate within three business days. You also have a three day right of rescission after signing. This means you can cancel the loan within three days without penalty.