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Compare Mortgage Refinance Companies in Valencia, CA
Looking for a mortgage refinance company in Valencia? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Valencia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage refinance companies in Valencia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Southern Oaks Mortgage inc
25060 Avenue Stanford Suite 255, Valencia, CA 91355
6619642600
James Hecker, Mortgage Advisor NMLS #214601
27201 Tourney Rd #201, Valencia, CA 91355
6617142145
Kevin Ker - Premier Plus Lending Santa Clarita
25124 Springfield Ct #100, Valencia, CA 91355
8009634623
Stress Free Mortgage
25115 Avenue Stanford B220, Valencia, CA 91355
6612950555
Finance of America SCV NMLS #1071
26650 The Old Rd # 300, Valencia, CA 91381
6614140763
Tri Star Home Loans
28009 Smyth Dr, Valencia, CA 91355
6612229555
Mortgage refinance companies in Valencia California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local Valencia lenders understand the Santa Clarita Valley housing market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Valencia Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a $400,000 loan, this means $8,000 to $20,000 in fees including appraisal, title insurance, and origination charges. Actual costs vary by lender, loan type, and property location. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Valencia?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and a recent mortgage statement. California lenders may also ask for a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.