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Find Mortgage Refinance Companies Near You in Tulare, CA
Directory of mortgage refinance companies in Tulare, California. Verify credentials with the state mortgage licensing authority before hiring.
10 agents listed
Updated May 2026
Tulare, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage refinance companies in Tulare, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Valley Strong Credit Union
1989 E Prosperity Ave, Tulare, CA 93274
8002213311
Melissa Leyva- Loan Officer with Empower Home Loans
157 S K St, Tulare, CA 93274
5598026477
Home Front Mortgage-Tulare
151 North N Street, Tulare, CA 93274
5596238897
OneMain Financial
1555 Hillman St, Tulare, CA 93274
5596848088
Chase Mortgage
1079 E Prosperity Ave, Tulare, CA 93274
5596886637
Tulare County Mortgage Services
332 E King Ave, Tulare, CA 93274
5596871200
Ida's Direct Mortgage
140 N J St, Tulare, CA 93274
5596871700
Mortgage, Bank of America
303 E Tulare Ave, Tulare, CA 93274
5593582602
Caroline Castellanoz- Loan Officer with Ida's Direct Mortgage
140 N J St, Tulare, CA 93274
5594676389
Change Home Mortgage - Anne Brown
142 S K St, Tulare, CA 93274
5599720244
Mortgage refinance companies in Tulare, California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Tulare residents can benefit from local knowledge of the Central Valley housing market and California specific refinance regulations.
What Does a Mortgage Refinance Company in Tulare Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,200 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in Tulare?
A standard refinance in California takes 30 to 45 days from application to closing. The lender must provide a three day right of rescission after signing. Delays can occur if property appraisals or title work take longer.
Do I need to pay private mortgage insurance on a refinance in California?
If your loan to value ratio is above 80 percent, you may need to pay private mortgage insurance. California law does not require PMI but most conventional lenders do. FHA loans have their own mortgage insurance premium rules.
What documents are required for a refinance in Tulare?
Lenders typically ask for recent pay stubs, tax returns, bank statements, and a valid ID. California law also requires a signed application and a credit check. Self employed borrowers may need additional profit and loss statements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.