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Find Mortgage Refinance Companies in Thousand Oaks, CA
Looking for a mortgage refinance company in Thousand Oaks? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Thousand Oaks, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in Thousand Oaks, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriHome Mortgage Company, LLC (NMLS #135776)
1 Baxter Way Suite 300, Thousand Oaks, CA 91362
8884690810
Alameda Mortgage Corporation
223 E Thousand Oaks Blvd Ste 412, Thousand Oaks, CA 91360
3102935519
Anchor Loans
One Baxter Way #220, Thousand Oaks, CA 91362
8887195299
Mountain Mortgage Company: Donna Krieger-Pearson
41 Teasdale St, Thousand Oaks, CA 91360
8053383531
TrueBridge Loans
3262 E Thousand Oaks Blvd #205, Thousand Oaks, CA 91362
8057197008
Lowermortgage.net
100 Thousand Oaks Blvd #161, Thousand Oaks, CA 91360
8054026357
Summit Mortgage & Investment Co.
99 Long Ct #101, Thousand Oaks, CA 91360
8053741366
Flex Mortgage Group
3435 E Thousand Oaks Blvd #7381, Thousand Oaks, CA 91362
8189641877
Option Funding, Inc. - Lorraine Jones
4165 E Thousand Oaks Blvd, Thousand Oaks, CA 91362
8053043574
Mortgage refinance companies in Thousand Oaks, California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local lenders in Ventura County understand the specific property values and market conditions of the Thousand Oaks area.
What Does a Mortgage Refinance Company in Thousand Oaks Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Third party fees such as credit report and escrow add $500 to $1,000. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Thousand Oaks?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if an appraisal is needed or if title issues arise.
Are there California specific rules for refinancing a mortgage?
Yes. California requires lenders to follow the Homeowner Bill of Rights, which prohibits dual tracking during loan modifications. Also, California law limits prepayment penalties on most refinances.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.