Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in Tehachapi, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Tehachapi, CA Branch - NMLS: 2246249
1054 W Valley Blvd ste b, Tehachapi, CA 93561
6615540404
American Pacific Mortgage Tehachapi
101 E Tehachapi Blvd, Tehachapi, CA 93561
6618225523
Alysha Boles, Mortgage Advisor
303 S Robinson St, Tehachapi, CA 93561
6618587214
Terri McKeehan
122 S Green St Suite 5 Office 11, Tehachapi, CA 93561
5203310629
imortgage
801 W Tehachapi Blvd #3, Tehachapi, CA 93561
6618231427
America Home Loans
20437 Brian Way, Tehachapi, CA 93561
6618234900
Guild Mortgage Co
803 Tucker Rd, Tehachapi, CA 93561
6618225868
Shonna Martinez
807 Tucker Rd A, Tehachapi, CA 93561
6617717247
Nations Lending - Tehachapi, CA Branch - NMLS: 2251296
801 W Tehachapi Blvd Ste 3, Tehachapi, CA 93561
6614268790
What Does a Mortgage Refinance Company in Tehachapi Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Tehachapi?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California specific rules for refinancing?
Yes. California law limits prepayment penalties on most refinances. Also, lenders must follow the Homeowner Bill of Rights which requires good faith efforts to avoid foreclosure.