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Find Mortgage Refinance Companies Near You in Tehachapi, CA

Looking for a mortgage refinance company in Tehachapi? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Tehachapi, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 9 mortgage refinance companies in Tehachapi, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nations Lending - Tehachapi, CA Branch - NMLS: 2246249
1054 W Valley Blvd ste b, Tehachapi, CA 93561
(661) 554-0404 nationslending.com
American Pacific Mortgage Tehachapi
101 E Tehachapi Blvd, Tehachapi, CA 93561
(661) 822-5523 apmtehachapi.com
Alysha Boles, Mortgage Advisor
303 S Robinson St, Tehachapi, CA 93561
(661) 858-7214 advisoralysha.com
Terri McKeehan
122 S Green St Suite 5 Office 11, Tehachapi, CA 93561
(520) 331-0629
imortgage
801 W Tehachapi Blvd #3, Tehachapi, CA 93561
(661) 823-1427 imortgage.com
America Home Loans
20437 Brian Way, Tehachapi, CA 93561
(661) 823-4900
Guild Mortgage Co
803 Tucker Rd, Tehachapi, CA 93561
(661) 822-5868 guildmortgage.com
Shonna Martinez
807 Tucker Rd A, Tehachapi, CA 93561
(661) 771-7247
Nations Lending - Tehachapi, CA Branch - NMLS: 2251296
801 W Tehachapi Blvd Ste 3, Tehachapi, CA 93561
(661) 426-8790 nationslending.com

Mortgage refinance companies in Tehachapi California help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application under the Truth in Lending Act.

What Does a Mortgage Refinance Company in Tehachapi Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Total closing costs often range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Tehachapi?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.

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