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Directory of mortgage refinance companies in Sunnyvale, California. Verify credentials with the state mortgage licensing authority before hiring.
8 agents listed
Updated May 2026
Sunnyvale, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage refinance companies in Sunnyvale, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Googain
1288 Kifer Rd STE 208, Sunnyvale, CA 94086
4082128800
Hong Hu, Senior Loan Consultant & Associate Broker
1288 Kifer Rd, Sunnyvale, CA 94086
4087815509
Nathalie B Vuong - 459844 - Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
4084261007
Jasmine Lin Real Estate and Mortgage
1288 Kifer Rd STE 205, Sunnyvale, CA 94086
4085991279
Lillian Luo, Mortgage Consultant
1288 Kifer Rd STE 208, Sunnyvale, CA 94086
4088999777
Mobile Home Mortgages
1270 Lawrence Station Rd suite c, Sunnyvale, CA 94089
4085411300
Sarah Sun - 1633551 - Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
4083326066
Steve Chen - 714948 - Wells Fargo Home Mortgage
333 W El Camino Real, Sunnyvale, CA 94087
4088051888
A mortgage refinance company in Sunnyvale California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Santa Clara County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Sunnyvale Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance which can cost $1,000 to $2,500. Third-party fees like escrow and recording add several hundred dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sunnyvale?
You typically need pay stubs, tax returns, bank statements, and a recent property tax bill. California lenders also require a signed application and a credit check. Each company may ask for additional items based on your loan type.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title work takes longer. Your lender must give you a Closing Disclosure at least three business days before closing.
Are there California laws that protect me during refinancing?
Yes. California Civil Code Section 1026.41 gives you a right to a loan modification if you face hardship. Also, lenders must follow the Truth in Lending Act and provide clear cost disclosures. Always review the Loan Estimate carefully.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.