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Find Mortgage Refinance Companies in South San Francisco, CA

Looking for a mortgage refinance company in South San Francisco? Review the directory below to compare your options.

6 agents listed
Updated May 2026
South San Francisco, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 mortgage refinance companies in South San Francisco, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage Connection
1435 Huntington Ave #102, South San Francisco, CA 94080
6505539880
Jessie Yeung - Mortgage Connection
1435 Huntington Ave #102, South San Francisco, CA 94080
6502425058
Ariel Yu - Mortgage Connection
1435 Huntington Ave #102, South San Francisco, CA 94080
6502041814
California Mortgage Company, Inc.
1435 Huntington Ave STE 100, South San Francisco, CA 94080
6508732228
Luis Wong California Mortgage Company
1435 Huntington Ave STE 100, South San Francisco, CA 94080
6508732228
Mortgage, Bank of America
955 El Camino Real, South San Francisco, CA 94080
6504817807

A mortgage refinance company in South San Francisco California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the competitive San Mateo County housing market and can guide you through fixed rate or adjustable rate options.

What Does a Mortgage Refinance Company in South San Francisco Cost?

Typical costs for a mortgage refinance in California range from 2 to 6 percent of the loan amount. Common fees include an origination fee of 0.5 to 1 percent, appraisal fee of 400 to 700 dollars, title insurance of 1,000 to 2,500 dollars, and recording fees of 50 to 150 dollars. California also charges a documentary transfer tax which varies by county. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in South San Francisco?
The refinance process in California usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and a mandatory three business day right of rescission period after signing. Delays can occur if additional documentation is needed.
Are there California specific laws that affect mortgage refinancing?
Yes, California Civil Code Section 10242.5 requires that a borrower receive a copy of the final loan documents at least three business days before closing. Also, California imposes a documentary transfer tax on the new loan amount in many counties, including San Mateo County.