Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in Solana Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Greg Wynn - Mortgage Broker
514 Via De La Valle UNIT 202, Solana Beach, CA 92075
6195509885
Stone Bridge Mortgage
514 Via De La Valle UNIT 202, Solana Beach, CA 92075
8003730672
Synergy One Lending NMLS #247008
990 Highland Dr #302, Solana Beach, CA 92075
7605222298
Griffin Tso - Origin Point
155 Hwy 101 #7, Solana Beach, CA 92075
8584497933
Nicole Goodrich - Mortgage Advisor
155 Hwy 101 #7, Solana Beach, CA 92075
6195041307
All Western Mortgage
155 Hwy 101 #7, Solana Beach, CA 92075
7142354294
Coastal Pacific Mortgage Corporation
251 La Barranca Dr, Solana Beach, CA 92075
6199814854
Steve O'Brien
514 Via De La Valle, Solana Beach, CA 92075
8582543694
Pacific Sun Mortgage Co
990 Highland Dr, Solana Beach, CA 92075
8584360414
What Does a Mortgage Refinance Company in Solana Beach Cost?
Typical costs for a mortgage refinance in California range from 2 to 5 percent of the loan amount. This includes origination fees, appraisal fees, title insurance, and recording charges. For a 500000 dollar loan, closing costs may be between 10000 and 25000 dollars. Some lenders offer no closing cost options but may charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Solana Beach?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders may also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or under review process takes longer than expected.
Are there California specific laws for mortgage refinancing?
Yes, California has strict rules under the Homeowner Bill of Rights that protect against predatory lending. Lenders must follow state guidelines for loan modifications and foreclosure prevention.