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Directory of mortgage refinance companies in Sierra Madre, California. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Sierra Madre, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage refinance companies in Sierra Madre, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Beacon Mortgage
122 W Sierra Madre Blvd Unit D, Sierra Madre, CA 91024
6267865512
Rate One Financial Inc
25 S Baldwin Ave, Sierra Madre, CA 91024
8182846480
Chase Home Lending
25 W Sierra Madre Blvd, Sierra Madre, CA 91024
6263720532
Mortgage refinance companies in Sierra Madre, California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the specific property values and regulations in Los Angeles County.
What Does a Mortgage Refinance Company in Sierra Madre Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. For a $500,000 loan, this means $10,000 to $25,000 in fees. Common fees include appraisal costs ($400 to $700), title insurance ($1,000 to $3,000), and origination fees (0.5% to 1% of the loan). These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Sierra Madre?
You typically need pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders may also require a property appraisal. Gather these documents to speed up the process.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can happen if the appraisal or title search takes longer. Your lender will provide a timeline after reviewing your application.
Are there California laws that protect me when refinancing?
Yes. California Civil Code Section 1026.5 requires lenders to give you a three-day right of rescission after signing. This allows you to cancel the refinance for any reason within three business days. Lenders must also follow truth-in-lending rules.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.