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Compare Mortgage Refinance Companies in Shingle Springs, CA
Looking for a mortgage refinance company in Shingle Springs? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Shingle Springs, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in Shingle Springs, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Robin Davis
4060 Mother Lode Dr, Shingle Springs, CA 95682
9169320270
Guild Mortgage Company
4060 Mother Lode Dr, Shingle Springs, CA 95682
5306772460
Mortgage refinance companies in Shingle Springs, California help homeowners lower their interest rates or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the El Dorado County real estate market and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Shingle Springs Cost?
Typical costs for refinancing a mortgage in California include an application fee of $300 to $500, an appraisal fee of $400 to $700, and title insurance costs of $800 to $1,200. Closing costs usually range from 2% to 5% of the loan amount. These costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Shingle Springs?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California specific rules for refinancing a mortgage?
Yes. California law limits prepayment penalties on most refinance loans. Lenders must also follow the California Homeowner Bill of Rights, which includes rules against dual tracking during loan modifications.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.