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Compare Mortgage Refinance Companies in Redding, CA
Directory of mortgage refinance companies in Redding, California. Verify credentials with the state mortgage licensing authority before hiring.
20 agents listed
Updated May 2026
Redding, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Redding, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1822 Buenaventura Blvd Suite 104, Redding, CA 96001
5302440913
Daniel Meyer - US Lending
2280 Bechelli Ln, Redding, CA 96002
5302765453
Access Mortgage
2620 Larkspur Ln Ste O, Redding, CA 96002
5302236143
Omega Mortgage Group - West Redding
3637 Eureka Way, Redding, CA 96001
5309458884
Mandy Phillips, Branch Manager, Omega Mortgage Group
3637 Eureka Way, Redding, CA 96001
5309458884
Accelerated Mortgage Services
849 Mistletoe Ln, Redding, CA 96002
5302260150
Omega Mortgage Group
2285 Hilltop Dr Suite 100, Redding, CA 96002
5302231400
Mutual of Omaha Reverse Mortgage
1320 Yuba St # 106, Redding, CA 96001
5307681173
Mortgage refinance companies in Redding California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Refinancing can also help you switch from an adjustable-rate to a fixed-rate mortgage, which is common in Shasta County markets.
What Does a Mortgage Refinance Company in Redding Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance around 800 to 1,500 dollars. Closing costs in Redding often total 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Redding?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders may also ask for a home appraisal to confirm property value.
How long does a mortgage refinance take in California?
The process usually takes 30 to 45 days from application to closing. California law requires a three-day right of rescission after signing, so you have time to review terms.
Are there prepayment penalties for refinancing in California?
California law restricts prepayment penalties on most mortgages. For loans over a certain size, penalties are banned after three years. Always check your current loan agreement for any fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.