Skip to main content

Compare Mortgage Refinance Companies in Placentia, CA

Looking for a mortgage refinance company in Placentia? Review the directory below to compare your options.

9 agents listed
Updated June 2026
Placentia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of California before hiring.
Showing 9 mortgage refinance companies in Placentia, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Laura Contreras, Mortgage Lender NMLS #262280
377 E Chapman Ave Suite 200, Placentia, CA 92870
(562) 587-7440 lauracontrerasmortgage.com
American Financial Network, Inc.
774 S Placentia Ave #302, Placentia, CA 92870
(714) 241-2326
Compass Lending Group
319 E Palm Dr # D, Placentia, CA 92870
(714) 983-7447 cpslending.com
Tina Gomez - Crosswalk Mortgage
377 E Chapman Ave Suite 200, Placentia, CA 92870
(714) 713-2836 breabroker.com
George The Lender
319 E Palm Dr, Placentia, CA 92870
(714) 360-9628
Crosswalk Mortgage, Inc.
377 E Chapman Ave Suite 200, Placentia, CA 92870
(949) 409-9229 crosswalkmortgage.com
Socalzone Home Loans
226 Juanita Way, Placentia, CA 92870
(714) 814-5296 blink.mortgage
Executive Lending Corporation
320 Costera Ct, Placentia, CA 92870
(714) 397-0939
US Best Reverse Mortgage
319 E Palm Dr # E, Placentia, CA 92870
(714) 452-1100 usbrm.com

A mortgage refinance company in Placentia California helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront.

What Does a Mortgage Refinance Company in Placentia Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Placentia?
You typically need recent pay stubs, tax returns, bank statements, and a government ID. Lenders in California also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a seven-day right of rescission after closing, giving you time to cancel if needed.
Can I refinance if I have a low credit score in Placentia?
Yes, but options may be limited. California lenders often require a minimum credit score of 620 for conventional refinancing. FHA loans may accept scores as low as 580.

Mortgage Refinance Companies in Other California Cities