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Directory of mortgage refinance companies in Placentia, California. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Placentia, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in Placentia, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Laura Contreras, Mortgage Lender NMLS #262280
377 E Chapman Ave Suite 200, Placentia, CA 92870
5625877440
American Financial Network, Inc.
774 S Placentia Ave #302, Placentia, CA 92870
7142412326
Compass Lending Group
319 E Palm Dr # D, Placentia, CA 92870
7149837447
Tina Gomez - Crosswalk Mortgage
377 E Chapman Ave Suite 200, Placentia, CA 92870
7147132836
George The Lender
319 E Palm Dr, Placentia, CA 92870
7143609628
Crosswalk Mortgage, Inc.
377 E Chapman Ave Suite 200, Placentia, CA 92870
9494099229
Socalzone Home Loans
226 Juanita Way, Placentia, CA 92870
7148145296
Executive Lending Corporation
320 Costera Ct, Placentia, CA 92870
7143970939
US Best Reverse Mortgage
319 E Palm Dr # E, Placentia, CA 92870
7144521100
A mortgage refinance company in Placentia California helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application, giving you clear cost details upfront.
What Does a Mortgage Refinance Company in Placentia Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,000 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Placentia?
You typically need recent pay stubs, tax returns, bank statements, and a government ID. Lenders in California also require a property appraisal to confirm your home value.
How long does a mortgage refinance take in California?
The process usually takes 30 to 45 days from application to closing. California law mandates a seven-day right of rescission after closing, giving you time to cancel if needed.
Can I refinance if I have a low credit score in Placentia?
Yes, but options may be limited. California lenders often require a minimum credit score of 620 for conventional refinancing. FHA loans may accept scores as low as 580.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.