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Find Mortgage Refinance Companies Near You in Perris, CA

Compare mortgage refinance companies in Perris. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Perris, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage refinance companies in Perris, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nava Home Loans
425 W Rider St STE A2, Perris, CA 92571
9512557298
Hard Money Lenders Perris CA
236 E 3rd St, Perris, CA 92570
9514563217
PNC Mortgage
211 E 4th St, Perris, CA 92570
9516572131

Mortgage refinance companies in Perris California help homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Under California law, borrowers have a three day right of rescission after signing certain refinance documents.

What Does a Mortgage Refinance Company in Perris Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance a mortgage in Perris?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. Lenders also require a property appraisal to determine current home value.
How long does a mortgage refinance take in California?
A standard refinance usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Can I refinance with a low credit score in Perris?
Some lenders offer programs for credit scores as low as 580 or 620. However, a lower score may result in higher interest rates or require mortgage insurance.