Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage refinance companies in Palo Alto, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Point
444 High St, Palo Alto, CA 94301
8887646823
Stanford Federal Credit Union
1860 Embarcadero Rd, Palo Alto, CA 94303
6507232509
Angela Hao - 633477 - Wells Fargo Home Mortgage
And Surrounding Areas, Palo Alto, CA 94301
6508850096
American Credit
2100 Geng Rd Suite 210, Palo Alto, CA 94303
8559040188
University Investments
2799 Middlefield Rd, Palo Alto, CA 94306
6503255700
Julie Fukuhara - 237892 - Wells Fargo Home Mortgage
And Surrounding Areas, Palo Alto, CA 94301
6503227277
Christopher Harris - 236028 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
6502698187
Tyler C Finley - Chase Home Lending Advisor - NMLS ID 1107079
300 Hamilton Ave, Palo Alto, CA 94301
6507661080
Kimberly Chen - 1870139 - Wells Fargo Home Mortgage
Serving Palo Alto And Surrounding Areas, Palo Alto, CA 94301
4083917029
Chase Home Lending
2846 Middlefield Rd, Palo Alto, CA 94306
4153091120
Bill Prainito - 285940 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
6504647813
Jeff Ling Real Estate
1017 Fulton St, Palo Alto, CA 94301
4088776639
Jeffrey Alan Klein - 306326 - Wells Fargo Home Mortgage
Serving Pa And Surrounding Areas, Palo Alto, CA 94301
6502693689
What Does a Mortgage Refinance Company in Palo Alto Cost?
Typical costs for a mortgage refinance in California range from 2 to 5 percent of the loan amount. This includes an appraisal fee of 400 to 700 dollars, title insurance of 500 to 1500 dollars, and lender origination fees of 0.5 to 1 percent of the loan. Actual costs vary by loan size, property value, and lender policies. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in Palo Alto?
You typically need pay stubs, tax returns, bank statements, and a property appraisal. California lenders also require a signed application and a credit check.
How long does a mortgage refinance take in California?
The process usually takes 30 to 45 days from application to closing. California law gives you a three-day right of rescission after signing, which adds a short delay.
Are there prepayment penalties for refinancing in California?
For most California mortgages, prepayment penalties are banned on loans taken after January 1 2019. Check your current loan terms to be sure.