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Compare Mortgage Refinance Companies in Newark, CA
Looking for a mortgage refinance company in Newark? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Newark, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 mortgage refinance companies in Newark, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
6235 Jarvis Ave Bldg 3 Unit 1, Newark, CA 94560
5105057400
Best Rate Mortgage
39899 Balentine Dr #200, Newark, CA 94560
5104536888
The Money Market Inc
34906 Newark Blvd, Newark, CA 94560
4155100127
R&J Mortgage & Loan Brokers Newark
39899 Balentine Dr #200, Newark, CA 94560
5102980095
Alliance Bay Funding Inc
37600 Central Ct #264, Newark, CA 94560
5107426600
RAS Loans
35111 Newark Blvd Suite E, Newark, CA 94560
5102584495
Statewide Home Mortgage
37600 Central Ct #270, Newark, CA 94560
5107426600
Chase Home Lending
6213 Jarvis Ave, Newark, CA 94560
9256835079
Annie Yan - 1019071 - Wells Fargo Home Mortgage
34988 Newark Blvd, Newark, CA 94560
5108131557
Thomas Fan - Chase Home Lending Advisor - NMLS ID 1176885
6213 Jarvis Ave, Newark, CA 94560
4156130146
A mortgage refinance company in Newark, California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Newark residents often refinance to lower their interest rate or switch from an adjustable-rate to a fixed-rate mortgage.
What Does a Mortgage Refinance Company in Newark Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $500 to $1,500. Closing costs generally range from 2% to 5% of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Newark California?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and a recent mortgage statement. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documentation is needed.
Are there California-specific rules for mortgage refinancing?
Yes. California Civil Code Section 1916.5 governs prepayment penalties on loans over one year. Also, California law requires lenders to give you a three-day right of rescission after signing for most refinances.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.