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Find Mortgage Refinance Companies in Nevada City, CA
Looking for a mortgage refinance company in Nevada City? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Nevada City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in Nevada City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anne Solano at Clearview Home Lending, Inc.
200 Providence Mine Rd Suite 208, Nevada City, CA 95959
5307908319
Noel Brownell at Xpert Home Lending Inc.
206 Providence Mine Rd Suite 208, Nevada City, CA 95959
5308633882
Mortgage refinance companies in Nevada City, California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand the unique property values and market conditions in Nevada County.
What Does a Mortgage Refinance Company in Nevada City Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $800 to $1,500. Third party costs like credit report fees and recording fees add $100 to $300. Total closing costs often range from $2,000 to $5,000 depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance my mortgage in Nevada City?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and property tax records.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal or title search takes longer than expected.
Are there California laws that protect me when refinancing?
Yes. California has a three day right of rescission for most refinances, meaning you can cancel the loan within three business days after signing. Also, lenders must follow the California Financing Law for licensing and disclosures.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.