Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage refinance companies in National City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Mortgage & Real Estate
143 National City Blvd, National City, CA 91950
6193217090
Summit Lending & Realty | San Diego
124 E 30th St Ste. C, National City, CA 91950
6195865658
Springboard Home Loans (San Diego Branch Office)
2140 Hoover Ave #115, National City, CA 91950
8889832344
Happy Investments, Inc. National City Ca
103 N Drexel Ave #6f, National City, CA 91950
6195522129
Prime One Mortgage
3200 Highland Ave # 200, National City, CA 91950
6197231958
What Does a Mortgage Refinance Company in National City Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party fees like credit reports and recording fees add 100 to 300 dollars. Total closing costs often range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in National City?
You typically need recent pay stubs, tax returns, bank statements, and a photo ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there California specific rules for refinancing a mortgage?
Yes. California Civil Code section 2948 requires lenders to disclose the total cost of refinancing. Also, California law limits prepayment penalties on most loans after three years.