ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Compare mortgage refinance companies in Napa. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
Napa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 mortgage refinance companies in Napa, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Solcosta Home Loans
1030 Seminary St Suite A2, Napa, CA 94559
7072667141
Custom Lending Group
1300 1st St Suite 368, Napa, CA 94559
7072522700
Hilda Hensley-Hensley Mortgage Group
1775 Lincoln Ave, Napa, CA 94558
7072548891
Mortgage Solutions, Inc
1775 Lincoln Ave, Napa, CA 94559
7072595272
Shamrock Mortgage Solutions Sean Marek
1832 Soscol Ave #111, Napa, CA 94559
7073328352
Legacy Mortgage Capital powered by AHL - Stacey Larson, Senior Loan Officer
1878 El Centro Ave, Napa, CA 94558
7072874414
Reina Perkins at Rate (NMLS #856071)
5 Financial Plaza Suite 104, Napa, CA 94558
7073183774
Edith Guitron at Rate
5 Financial Plaza suite 104, Napa, CA 94558
7073635782
Primary Residential Mortgage, Inc.
2015 Redwood Rd #4, Napa, CA 94558
7072658660
Linda Zaiss at Rate (NMLS #8991)
1455 1st St Suite 216 Office #4, Napa, CA 94559
9259180007
American Financial
1300 1st St Suite 368, Napa, CA 94558
7072580271
Fairway Independent Mortgage Corporation
2045 Jefferson St Suite I, Napa, CA 94559
7073371069
Napa Mortgage
1290 Jefferson St Unit D, Napa, CA 94559
7072296272
Napa Valley Lending
5230 Country Ln, Napa, CA 94558
7072267550
Martha PedrozaRamos
5 Financial Plaza Suite 227, Napa, CA 94558
7072652244
CMG Home Loans
5 Financial Plaza # 119, Napa, CA 94558
9254051150
Chase Home Lending
699 Trancas St, Napa, CA 94558
7075922243
Manufactured Home Mortgage
1612 Jefferson St, Napa, CA 94559
7073464331
Rate
1455 1st St Suite 216 Office #4, Napa, CA 94559
7074921122
Mortgage refinance companies in Napa California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Napa residents may also benefit from local property tax reassessment rules under Proposition 19 when refinancing.
What Does a Mortgage Refinance Company in Napa Cost?
Typical costs for refinancing a mortgage in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party costs like credit report fees and recording fees add 100 to 300 dollars. Total closing costs usually range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in Napa California?
The process usually takes 30 to 45 days from application to closing. California law requires a seven day waiting period after you receive the Loan Estimate before closing. Delays can occur if property appraisals or title searches take longer.
Do I need a home appraisal to refinance in Napa?
Most lenders require a new appraisal to confirm your home value. In California, the appraisal must be performed by a licensed appraiser. Some refinance programs may waive the appraisal if you have significant equity.
Are there California specific fees for refinancing a mortgage?
Yes, California charges a documentary transfer tax on the new loan amount. This tax varies by county and can be 0.11% or more of the loan value. You may also pay recording fees and title insurance costs.
Free • No Obligation
Compare Mortgage Refinance Companies
Get matched with agents in Napa who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.