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Find Mortgage Refinance Companies Near You in Menifee, CA

Browse mortgage refinance companies serving Menifee, California. Contact information and addresses listed below.

9 agents listed
Updated May 2026
Menifee, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in Menifee, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Brian the Home Loan Guy and REALTY
27186 Newport Rd D6, Menifee, CA 92584
9516393733
Kim England & Kim Manley - Home Loan Specialist
31630 Railroad Canyon Rd Suite 6, Menifee, CA 92587
9512648386
Menifee Valley Escrow
28005 Bradley Rd #103, Menifee, CA 92586
9516792343
Donovan Palmer
27186 Newport Rd Suite C2, Menifee, CA 92584
9514547864
Ivan Dominguez Mortgage Broker
27559 Newport Rd Suite 120, Menifee, CA 92584
9518979775
Gary Mickey, CRMP- C2 Reverse Mortgage
30267 Moon Star Cir, Menifee, CA 92584
9515514079
First Choice Loan Services Inc.
29950 Haun Rd STE 204, Menifee, CA 92586
7604439644
PNC Mortgage
28031 Bradley Rd, Menifee, CA 92586
9516792366
Chase Home Lending
30032 Haun Rd, Menifee, CA 92584
4052926557

A mortgage refinance company in Menifee California helps homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Menifee market conditions and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Menifee Cost?

Typical costs for a mortgage refinance in California include an application fee of 300 to 500 dollars, appraisal fee of 400 to 700 dollars, and closing costs of 2 to 5 percent of the loan amount. For a 300,000 dollar loan, total costs often range from 6,000 to 15,000 dollars. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage refinance in Menifee?
You will need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal. Having these ready can speed up the process.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. This timeline can vary based on your lender and property appraisal. California law requires a three day rescission period after closing.
Can I refinance with bad credit in Menifee?
Yes, some lenders offer refinance options for borrowers with lower credit scores. California does not have a minimum credit score requirement, but most lenders look for a score of 620 or higher. You may face higher interest rates or fees.