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Compare Mortgage Refinance Companies in McKinleyville, CA
Browse mortgage refinance companies serving McKinleyville, California. Contact information and addresses listed below.
3 agents listed
Updated May 2026
McKinleyville, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage refinance companies in McKinleyville, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Evergreen Home Loans McKinleyville NMLS 2309980
1690 Sutter Rd Suite 1, McKinleyville, CA 95519
7076339811
Bay Pointe Mortgage
3101 Concorde Dr # C, McKinleyville, CA 95519
7078390182
Barbie Turnbaugh
1690 Sutter Rd #1, McKinleyville, CA 95519
7072697330
A mortgage refinance company in McKinleyville California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Humboldt County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in McKinleyville Cost?
Typical costs for refinancing a mortgage in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 500 to 700 dollars, and title insurance costs of 800 to 1,500 dollars. Third-party fees like credit reports and recording fees add 100 to 400 dollars. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for refinancing a mortgage in McKinleyville?
The refinance process in California usually takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and document review. Delays can occur if property title issues or appraisal gaps arise.
Do California refinance lenders require a home appraisal?
Yes, most lenders require a home appraisal to confirm the property value. California law does not waive this requirement for standard refinances. The appraisal cost typically ranges from 500 to 700 dollars.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.