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Compare mortgage refinance companies in Martinez. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Martinez, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 4 mortgage refinance companies in Martinez, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silverado Home Mortgage
1110 Alhambra Ave Ste 103, Martinez, CA 94553
9259562674
Wall Street Money Brokers
1320 Arnold Dr, Martinez, CA 94553
9253702290
US Bank Mortgage
659 Main St, Martinez, CA 94553
8008722657
Chase Home Lending
4201 Alhambra Ave, Martinez, CA 94553
3327995456
Mortgage refinance companies in Martinez, California help homeowners adjust their loan terms or lower their interest rates. California law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Many Martinez residents refinance to take advantage of lower rates or to switch from an adjustable-rate to a fixed-rate mortgage.
What Does a Mortgage Refinance Company in Martinez Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Total closing costs often range from 2% to 5% of the loan principal. These costs vary by lender, loan size, and property location. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Martinez?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal. The exact list depends on your loan type and lender.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal is slow or if additional documents are needed. California law gives you a three-day right of rescission after signing.
Are there prepayment penalties for refinancing in California?
California law generally prohibits prepayment penalties on mortgages over 30 years or with an interest rate above a certain threshold. For most standard loans, prepayment penalties are not allowed. Check your current loan agreement for specific terms.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.