Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 13 mortgage refinance companies in Manteca, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Villegas at CrossCountry Mortgage
249 N Main St, Manteca, CA 95336
2096451366
Academy Mortgage Manteca
1215 W Center St #204, Manteca, CA 95337
2098234680
OneMain Financial
1491 W Yosemite Ave, Manteca, CA 95337
2092391285
Miroslava Ramirez - CrossCountry Mortgage
1600 W Yosemite Ave STE 1, Manteca, CA 95337
9095321846
Guild Mortgage - Stephanie Remmen
1463 Moffat Blvd Suite 4 Office 2 & 3, Manteca, CA 95336
2094069749
Guild Mortgage - Jim Camara
1463 Moffat Blvd Suite 4 Office 2 & 3, Manteca, CA 95336
2099815626
Angela Jimenez
1463 Moffat Blvd Unit 1 & 2, Manteca, CA 95336
2093511355
Chase Mortgage
115 W Center St, Manteca, CA 95336
2098231742
Chase Mortgage
123 Spreckels Ave, Manteca, CA 95336
2098254109
PNC Mortgage
201 N Main St, Manteca, CA 95336
2092391381
US Bank Mortgage
Manteca, CA 95337
8008722657
Golden State Real Estate And Mortgage Corporation
1765 Queensland Ave, Manteca, CA 95337
8052653260
Guild Mortgage Company
1463 Moffat Blvd Suite 4 Office 2 & 3, Manteca, CA 95336
2098234680
What Does a Mortgage Refinance Company in Manteca Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third party fees such as credit report and escrow add another 200 to 500 dollars. Total closing costs often range from 2,000 to 5,000 dollars depending on loan size and lender. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Manteca?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer.
Are there California specific rules for refinancing?
Yes, California has anti-predatory lending laws that limit prepayment penalties and require clear disclosure of fees. Lenders must follow the California Financing Law.