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Directory of mortgage refinance companies in Loomis, California. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Loomis, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 3 mortgage refinance companies in Loomis, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jeff Eberhart, Edge Home Finance
3669 Taylor Rd Ste 673, Loomis, CA 95650
9166063779
Manresa Mortgage, Mortgage Broker
3875 Taylor Rd # B, Loomis, CA 95650
9168727975
Barbara Van Duyn, Manresa Mortgage
3875 Taylor Rd # B, Loomis, CA 95650
9168342574
Mortgage refinance companies in Loomis, California help homeowners lower their interest rates, change loan terms, or access home equity. California law requires lenders to provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing. Local Loomis residents benefit from working with companies familiar with Placer County property values and California specific regulations.
What Does a Mortgage Refinance Company in Loomis Cost?
Typical costs for refinancing a mortgage in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, title insurance of $800 to $2,000, and recording fees of about $50 to $150. Third party costs like credit report fees and escrow fees add several hundred dollars more. Total closing costs often range from 2% to 5% of the loan principal. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Loomis?
You typically need recent pay stubs, W-2s, tax returns, bank statements, and proof of homeowners insurance. California lenders may also require a property appraisal and a credit report. Requirements vary by lender and loan type.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur due to appraisal scheduling or document verification. California law mandates a three business day review period after you receive the Closing Disclosure.
Are there California specific laws for refinancing a mortgage?
Yes. California Civil Code Section 1026.5 requires lenders to give you a Loan Estimate and Closing Disclosure on time. California also has anti-predatory lending rules under the California Financing Law. These laws protect borrowers from unfair terms and high fees.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.