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Looking for a mortgage refinance company in Lincoln? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Lincoln, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 mortgage refinance companies in Lincoln, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Sherene Gray - Fairway Independent Mortgage
436 Lincoln Blvd Suite 105, Lincoln, CA 95648
9167988026
Mike Swaleh | Lincoln CA Branch | Fairway Home Mortgage
436 Lincoln Blvd Suite 105, Lincoln, CA 95648
3144783699
Lighthouse Mortgage Company Inc.
570 5th St #100, Lincoln, CA 95648
4088923523
Michael Girard Jr. | American Gateway Mortgage & Realty
150 Lincoln Blvd #104-121, Lincoln, CA 95648
9162230113
Amit Sarang - Home Loans & Mobile Notary
2290 Nicolaus Rd #104, Lincoln, CA 95648
9169957812
Hank Rhoads - American Senior Reverse Mortgage
1510 Del Webb Blvd B102, Lincoln, CA 95648
9164097424
Elo Mortgage
2557 Mariani Wy, Lincoln, CA 95648
9168010300
Scott Hightower Mortgage Broker
605 Lincoln Blvd Ste 200, Lincoln, CA 95648
9162234066
Blue Skies Mortgage
1350 Hillwood Loop, Lincoln, CA 95648
9168998356
Mortgage, Bank of America
47 Lincoln Blvd, Lincoln, CA 95648
9168274115
Fairway Home Mortgage
436 Lincoln Blvd Suite 105, Lincoln, CA 95648
2093278415
A mortgage refinance company in Lincoln, California helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. California law requires lenders to provide clear disclosures under the Truth in Lending Act and state regulations like the California Financing Law.
What Does a Mortgage Refinance Company in Lincoln Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1500 dollars. Closing costs usually total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Lincoln California?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders also require a signed application and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.