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Compare mortgage refinance companies in Lancaster. Review contact information and insurance categorys before you decide.
15 agents listed
Updated May 2026
Lancaster, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 15 mortgage refinance companies in Lancaster, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Judith Estrella Loan Specialist
42455 10th St W Suite 108, Lancaster, CA 93534
6618165673
Homefund Mortgage Inc.
6513 La Sarra Dr, Lancaster, CA 93536
6612091567
Edgar Ibarra, Mortgage Advisor
42225 10th St W suite d, Lancaster, CA 93534
8183592723
Davison Mortgage Company
765 W Lancaster Blvd, Lancaster, CA 93534
6614948085
Minted Mortgage Company Inc.
42220 10th St W, Lancaster, CA 93534
6612648872
Urban First Funding Corporation
1055 W Avenue M # 104, Lancaster, CA 93534
6617292900
Rosemarie Celeste - Home loans
42220 10th St W Suite 107, Lancaster, CA 93534
6613174159
Venessa Henriquez- Minted Mortgage Company, Inc.
42220 10th St W Suite 107, Lancaster, CA 93534
6618869806
loanDepot
42455 10th St W Ste 108-109, Lancaster, CA 93534
6612021700
Guild Mortgage - Heather Sargent
604 W Ave L #107, Lancaster, CA 93534
6618100479
US Bank Mortgage
44400 Vly Central Wy, Lancaster, CA 93536
8008722657
Guild Mortgage Company
604 W Ave L #107, Lancaster, CA 93534
6612235900
US Bank Mortgage
1000 E Ave. J, Lancaster, CA 93535
8008722657
Class Act Mortgage
2727 W Ave L, Lancaster, CA 93536
6615932912
Augusta Financial, Inc
2010 W Ave J8 Suite 107, Lancaster, CA 93536
8002235363
Mortgage refinance companies in Lancaster California help homeowners replace their existing home loan with a new one. This can lower monthly payments or change the loan term. Under California law lenders must provide a Loan Estimate within three business days of receiving a complete application.
What Does a Mortgage Refinance Company in Lancaster Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Third party costs like credit report fees and recording fees add 50 to 200 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance in Lancaster California?
You will need recent pay stubs W-2 forms tax returns bank statements and a valid ID. California lenders also require a signed application and a property appraisal.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. The timeline can vary based on your lender and the complexity of your financial situation.
Are there prepayment penalties for refinancing in California?
California law limits prepayment penalties on most mortgages. For loans made after January 1 2019 prepayment penalties are generally not allowed for loans over 500000 dollars.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.