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Find Mortgage Refinance Companies in Lake Elsinore, CA
Directory of mortgage refinance companies in Lake Elsinore, California. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Lake Elsinore, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage refinance companies in Lake Elsinore, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
32245 Mission Trail d9, Lake Elsinore, CA 92530
9512455029
Gold Cup Mortgage
32285 Mission Trail P5, Lake Elsinore, CA 92530
7144930860
US Bank Mortgage
30901 Riverside Dr, Lake Elsinore, CA 92530
8008722657
Hii Mortgage Loans Lake Elsinore Ca
45045 Bronze Star Rd K1, Lake Elsinore, CA 92532
9514090939
US Bank Mortgage
Lake Elsinore, CA 92530
8008722657
Chase Home Lending
31575 Canyon Estates Dr, Lake Elsinore, CA 92532
2146825501
Precision Loan Services
31900 Mission Trail, Lake Elsinore, CA 92530
9516740369
A mortgage refinance company in Lake Elsinore California helps homeowners replace their existing home loan with a new one. This can lower monthly payments or change loan terms. Under California law lenders must provide a Loan Estimate within three business days of application and a Closing Disclosure at least three business days before closing.
What Does a Mortgage Refinance Company in Lake Elsinore Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount an appraisal fee of 400 to 700 dollars and title insurance of 500 to 1500 dollars. Third-party fees such as credit report and recording fees add 100 to 300 dollars. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a home in Lake Elsinore?
You typically need pay stubs tax returns bank statements and a photo ID. Lenders also require a recent property appraisal to confirm the home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there prepayment penalties on California refinances?
California law generally prohibits prepayment penalties on loans of less than one million dollars. For loans over one million a penalty may apply but it must be disclosed in the loan agreement.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.