Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 7 mortgage refinance companies in La Quinta, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
American Financial Network, Inc.
47050 Washington St, La Quinta, CA 92253
7602894701
Envoy Mortgage
47110 Washington St #101, La Quinta, CA 92253
7605018400
Choice One Mortgage Company
78015 Main St #201, La Quinta, CA 92253
3106145920
Mortgage, Bank of America
78-400, CA-111, La Quinta, CA 92253
7605650540
Chase Mortgage
78805 CA-111, La Quinta, CA 92253
7605640351
Hard Money Lenders La Quinta CA
78150 Calle Tampico, La Quinta, CA 92253
8635783990
Founders Alliance Mortgage and Investments, Inc
78150 Calle Tampico Ste 200J, La Quinta, CA 92253
7603180035
What Does a Mortgage Refinance Company in La Quinta Cost?
Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. This includes an appraisal fee of 400 to 800 dollars, origination fees, title insurance, and recording fees. Some lenders offer no-closing-cost options but charge a higher interest rate. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a mortgage refinance company in La Quinta?
A mortgage refinance company in La Quinta helps homeowners get a new loan to replace their current mortgage. They can assist with lowering your interest rate, changing loan terms, or accessing home equity. These companies must follow California lending laws and provide clear disclosures.
How long does a refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. California law requires a three business day right of rescission after signing. Delays can occur due to appraisal or document issues.
What documents do I need for a refinance in La Quinta?
You will need pay stubs, tax returns, bank statements, and a valid ID. California lenders also require proof of homeowners insurance. Self-employed borrowers may need additional profit and loss statements.