Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 11 mortgage refinance companies in La Cañada Flintridge, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Friendly Lender
607 Foothill Blvd #494, La Cañada Flintridge, CA 91011
8186401061
Crystal M Dingman
1010 Foothill Blvd, La Cañada Flintridge, CA 91011
8186426730
Cindy Tansin
1010 Foothill Blvd, La Cañada Flintridge, CA 91011
8184297521
HouseAmerica Financial
1010 Foothill Blvd, La Cañada Flintridge, CA 91011
8188448200
Real Estate Mortgage Exchange
846 Foothill Blvd, La Cañada Flintridge, CA 91011
8185070077
Arman Pezeshkian
1010 Foothill Blvd, La Cañada Flintridge, CA 91011
8185157507
US Direct Lender
430 Foothill Blvd Suite F, La Cañada Flintridge, CA 91011
8005913514
CalStar Realty & Mortgage
1033 Foothill Blvd, La Cañada Flintridge, CA 91011
8189522815
Primary Residential Mortgage
4831 Commonwealth Ave, La Cañada Flintridge, CA 91011
8189529900
Edwin Davidian
1010 Foothill Blvd, La Cañada Flintridge, CA 91011
8188448219
Chase Home Lending
749 Foothill Blvd, La Cañada Flintridge, CA 91011
8184157925
What Does a Mortgage Refinance Company in La Cañada Flintridge Cost?
Typical costs for a mortgage refinance in California range from 2 to 6 percent of the loan amount. Common fees include an application fee of 300 to 500 dollars, an appraisal fee of 400 to 700 dollars, and title insurance costs of 800 to 1500 dollars. Closing costs also include recording fees and lender origination charges. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical timeline for a mortgage refinance in La Canada Flintridge?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if appraisal or title issues arise. Lenders must provide a Closing Disclosure at least three business days before closing.
Are there California specific rules for refinancing a mortgage?
Yes California has anti-predatory lending laws that limit prepayment penalties and high-cost loan terms. Lenders must also follow the Homeowner Bill of Rights which requires good faith efforts to avoid foreclosure. Always verify a lender is licensed with the California Department of Financial Protection and Innovation.
Can I refinance if my home value dropped in La Canada Flintridge?
Yes you may qualify for an FHA streamline refinance or a conventional loan with lower loan-to-value requirements. California law does not prohibit refinancing with negative equity but lenders may require private mortgage insurance. A local appraiser will determine your current home value.