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Directory of mortgage refinance companies in Jackson, California. Verify credentials with the state mortgage licensing authority before hiring.
2 agents listed
Updated May 2026
Jackson, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in Jackson, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Star Mountain Mortgage
22 Main St, Jackson, CA 95642
9168030870
Homestead Mortgage
171 Main St, Jackson, CA 95642
2092232100
Mortgage refinance companies in Jackson, California help homeowners lower their interest rate, change loan terms, or access home equity. California law requires lenders to provide a Loan Estimate within three business days of application and a seven-day right of rescission for most refinances. Jackson residents can work with local brokers who understand the Sierra foothills real estate market.
What Does a Mortgage Refinance Company in Jackson Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 percent to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Third-party fees like credit report and escrow charges add 200 to 500 dollars. Total closing costs often range from 2,000 to 5,000 dollars for a standard refinance, but can be higher for larger loans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to refinance a mortgage in Jackson California?
You typically need pay stubs, tax returns, bank statements, and a recent mortgage statement. California lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the property appraisal is slow or if additional documentation is needed.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.