Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage refinance companies in Indian Wells, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
loanDepot - Palm Desert
74-980 CA-111, Indian Wells, CA 92210
4422743100
Hugh Van Horn Mortgage
45025 Manitou Dr #14, Indian Wells, CA 92210
7605652426
Bret Cohn LoanDepot Indian Wells NMLS# 276433
74-980 CA-111, Indian Wells, CA 92210
7602382232
Debbie Calixto, loanDepot - Mortgage Lender - NMLS 691121
74980 CA-111, Indian Wells, CA 92210
4422743111
American General Mortgage
45110 Club Dr, Indian Wells, CA 92210
7606250499
What Does a Mortgage Refinance Company in Indian Wells Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $3,000. Closing costs generally range from 2% to 5% of the loan principal. These amounts vary by lender and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Indian Wells?
You typically need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal to confirm home value.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title work takes longer than expected.
Are there California specific rules for refinancing?
Yes, California law limits prepayment penalties on most refinance loans. Lenders must also give you a three day right of rescission after signing to cancel the loan without penalty.