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Compare Mortgage Refinance Companies in Huntington Beach, CA
Browse mortgage refinance companies serving Huntington Beach, California. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Huntington Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 20 mortgage refinance companies in Huntington Beach, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Optimum First Mortgage
7755 Center Ave 9th Floor, Huntington Beach, CA 92647
8778167846
Summit Home Lending
17011 Beach Blvd Suite 1100, Huntington Beach, CA 92647
7145369500
JMJ Financial - Huntington Beach Branch
19671 Beach Blvd Suite 202, Huntington Beach, CA 92648
7143308263
JMJ Financial - Huntington Beach Branch
19671 Beach Blvd Suite 202, Huntington Beach, CA 92648
7143308263
Brighter Lending
8092 Warner Ave, Huntington Beach, CA 92647
9498777757
Jackie Barikhan - Summit Lending
18281 Gothard St #203, Huntington Beach, CA 92648
9496000944
BuyWise Mortgage
2130 Main St #290, Huntington Beach, CA 92648
7149165727
Revival Lending
17011 Beach Blvd #510, Huntington Beach, CA 92647
7142575284
J&J COASTAL LENDING - JOHN A SORICELLI JR
214 5th St Unit 202, Huntington Beach, CA 92648
9494783863
New American Funding - Huntington Beach, CA
20422 Beach Blvd #100, Huntington Beach, CA 92648
7145815324
Vista Funding Corporation
18682 Beach Blvd ste 205, Huntington Beach, CA 92648
7149651234
Pacific Coast Funding
419 Main St #367, Huntington Beach, CA 92648
7146082447
The Mortgage Hub
5882 Bolsa Ave Ste #250, Huntington Beach, CA 92649
8882738734
Advanced Horizon Lending
7755 Center Ave 11th floor, Huntington Beach, CA 92647
7147675664
Loan Factory, You First Realty
17191 Erwin Ln, Huntington Beach, CA 92647
7147845736
The Wright Loans
2130 Main St #250, Huntington Beach, CA 92648
7145362200
Quest Home Loans
4952 Warner Ave Suite 251, Huntington Beach, CA 92649
7146438488
Homeowners Mortgage and Equity, Inc
17011 Beach Blvd Suite 900-826, Huntington Beach, CA 92647
8004056000
Fellowship Home Loans
16541 Gothard St #207, Huntington Beach, CA 92647
8008047283
Pacific One Lending and Real Estate
18377 Beach Blvd Ste 210, Huntington Beach, CA 92648
8887334224
A mortgage refinance company in Huntington Beach California helps homeowners replace their existing home loan with a new one. California law requires lenders to provide a Loan Estimate within three business days of application. Local companies understand Orange County property values and can guide you through the refinance process.
What Does a Mortgage Refinance Company in Huntington Beach Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Third-party fees such as credit report and recording fees add 100 to 300 dollars. Total closing costs generally range from 2 to 6 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the typical time frame to refinance a mortgage in California?
The refinance process in California usually takes 30 to 45 days from application to closing. This timeline depends on the lender workload and the accuracy of your documents. California law requires a three-day rescission period after signing final papers.
Do I need a home appraisal to refinance in Huntington Beach?
Most refinance loans in California require a home appraisal to confirm the property value. Some lenders offer no-appraisal refinance options if you have a government-backed loan. The appraisal cost typically ranges from 400 to 700 dollars.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.