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Compare Mortgage Refinance Companies in Hermosa Beach, CA

Browse mortgage refinance companies serving Hermosa Beach, California. Contact information and addresses listed below.

8 agents listed
Updated May 2026
Hermosa Beach, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 8 mortgage refinance companies in Hermosa Beach, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
200 Pier Ave Suite 133 & 134, Hermosa Beach, CA 90254
5086799884
Peter Cannon | Fairway Independent Mortgage Corporation Co-Branch Manager
200 Pier Ave Suite 133 & 134, Hermosa Beach, CA 90254
4243438551
Bryan Ford Mortgage Solutions
444 Hermosa Ave APT 101, Hermosa Beach, CA 90254
2136326692
Sofi Local
1221 Hermosa Ave, Hermosa Beach, CA 90254
7472228579
1st Los Angeles Mortgage Corporation
2615 Pacific Coast Hwy #200, Hermosa Beach, CA 90254
3109374220
Golden Years Mortgage Solutions
111 Pier Ave #111, Hermosa Beach, CA 90254
8006300650
Mortgage Lending Resource
2615 Pacific Coast Hwy #208, Hermosa Beach, CA 90254
3105087354
All Square Mortgage
2447 Pacific Coast Hwy, Hermosa Beach, CA 90254
3102610790

A mortgage refinance company in Hermosa Beach California helps homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Hermosa Beach companies understand the coastal real estate market and can guide you through the refinance process.

What Does a Mortgage Refinance Company in Hermosa Beach Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Third-party costs like credit report fees and recording fees add $100 to $500. Total closing costs often range from 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a mortgage refinance company in Hermosa Beach?
A mortgage refinance company helps homeowners replace their current home loan with a new one. In Hermosa Beach these companies work with local properties and understand California lending laws. They assist with rate reductions, cash-out refinances, and loan term changes.
How long does a mortgage refinance take in California?
A typical refinance in California takes 30 to 45 days from application to closing. California law requires a three business day right of rescission after signing. Delays can occur if appraisal or document verification takes longer.
What documents are needed for a refinance in Hermosa Beach?
You need recent pay stubs, tax returns, bank statements, and proof of homeowners insurance. California lenders also require a property appraisal. Self-employed borrowers may need additional profit and loss statements.