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Find Mortgage Refinance Companies in Gold River, CA
Browse mortgage refinance companies serving Gold River, California. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Gold River, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 5 mortgage refinance companies in Gold River, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Joe Alves, California Home Loans
11344 Coloma Rd suite #300, Gold River, CA 95670
9169456242
Mortgage Consultants Group - Lee Hurst
2200 Sunrise Blvd #168, Gold River, CA 95670
9168341282
Mortgage Consultants Group - Jim Langdon
2200 Sunrise Blvd #168, Gold River, CA 95670
9167175626
Pacific National Lending, inc
2377 Gold Meadow Way, Gold River, CA 95670
9165262700
Silver Oak Funding
11344 Coloma Rd, Gold River, CA 95670
9168802300
Mortgage refinance companies in Gold River California help homeowners lower their interest rate or change loan terms. California law requires lenders to provide a Loan Estimate within three business days of application. Local Gold River residents often refinance to take advantage of California property tax rules under Proposition 13.
What Does a Mortgage Refinance Company in Gold River Cost?
Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1.5 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1500 dollars. Third-party costs like credit report fees and recording fees add 100 to 500 dollars. Total closing costs often range from 2 to 5 percent of the loan principal. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Gold River California?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.
Are there prepayment penalties for refinancing in California?
California law limits prepayment penalties on most mortgages. For loans originated after January 1 2019, prepayment penalties are generally not allowed on loans over 100000 dollars.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.