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Compare Mortgage Refinance Companies in Fullerton, CA

Directory of mortgage refinance companies in Fullerton, California. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Fullerton, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in Fullerton, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Lock Rate Mortgage
1020 S Raymond Ave # A, Fullerton, CA 92831
8885115885
Diane Luongo Gazich - C2 Financial Corporation
3261 N Harbor Blvd # B, Fullerton, CA 92835
7143498890
Millenia Mortgage Fullerton
285 E Imperial Hwy Unit 202, Fullerton, CA 92835
6577771033
American Financial Network, Inc.
138 W Malvern Ave unit f, Fullerton, CA 92832
7142412326
Daniel Perez Mortgage
The Tom Key Professional building, 100 W Valencia Mesa Dr #201, Fullerton, CA 92835
7144850939
iPro Mortgage 스티브양 융자
1440 N Harbor Blvd #900, Fullerton, CA 92835
2133936334
Home Living Tree
1440 N Harbor Blvd Suite 900, Fullerton, CA 92835
7149896040
Fullerton Community Lending
1440 N Harbor Blvd, Fullerton, CA 92831
8555006740
Mortgage, Bank of America
401 N Harbor Blvd, Fullerton, CA 92832
6575003725

What Does a Mortgage Refinance Company in Fullerton Cost?

Typical costs for a mortgage refinance in California range from 2% to 5% of the loan amount. Common fees include an origination fee of 0.5% to 1% of the loan, an appraisal fee of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs also include recording fees and escrow charges. These amounts vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the typical timeline for refinancing a mortgage in Fullerton?
The refinance process in California usually takes 30 to 45 days from application to closing. Lenders must provide a Closing Disclosure at least three business days before closing. Delays can happen if the appraisal or title work takes longer.
Do I need a home appraisal to refinance in Fullerton?
Most refinance loans in California require a home appraisal to confirm the property value. Some lenders offer no-appraisal refinance options if you have a government-backed loan. The appraisal cost is typically included in your closing fees.
Can I refinance if I have a California conforming loan?
Yes, you can refinance a California conforming loan. Conforming loans follow Fannie Mae or Freddie Mac guidelines. You may need to meet credit score and debt-to-income requirements set by the lender.