Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 9 mortgage refinance companies in Fountain Valley, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
ML Realty & Mortgage
17195 Newhope St Suite 105, Fountain Valley, CA 92708
7147140437
Choice Home Mortgage
9550 Warner Ave Suite 300, Fountain Valley, CA 92708
9495227310
Amerifund Corporation - Mortgage Company
17155 Newhope St H, Fountain Valley, CA 92708
7147130321
TruRate Mortgage
17220 Newhope St Suite 212, Fountain Valley, CA 92708
9493811314
KS Mortgage Inc.
17150 Newhope St Ste 215, Fountain Valley, CA 92708
7145007477
loanDepot-Huntington Beach
10540 Talbert Ave Suite 260, Fountain Valley, CA 92708
9493463275
Top of Loans
16945 Bushard St, Fountain Valley, CA 92708
7142487797
Select Capital Group
10055 Slater Ave #270, Fountain Valley, CA 92708
9492459993
Happy Investments, Inc. Fountain Valley Ca
16027 Brookhurst St I-218D, Fountain Valley, CA 92708
6572157747
What Does a Mortgage Refinance Company in Fountain Valley Cost?
Typical costs for a mortgage refinance in California include an appraisal fee of $400 to $700, origination fees of 0.5% to 1% of the loan amount, and title insurance of $1,000 to $2,500. Third-party costs like escrow and recording fees add several hundred dollars. Total closing costs often range from 2% to 5% of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage refinance in Fountain Valley?
You typically need pay stubs, tax returns, bank statements, and a valid ID. California lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage refinance take in California?
Most refinances close in 30 to 45 days. California law does not set a specific time limit, but lenders must follow federal Truth in Lending Act timelines.
Can I refinance if I have a second mortgage in California?
Yes, but the new loan must pay off both the first and second mortgages. California anti-deficiency laws may affect your options if the property value has dropped.