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Find Mortgage Refinance Companies Near You in Foster City, CA

Looking for a mortgage refinance company in Foster City? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Foster City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 2 mortgage refinance companies in Foster City, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Vivian Pang - Loan Officer | Loan Factory NMLS 2012258 Co-NMLS320841
612 Plymouth Ln, Foster City, CA 94404
6509210888
United Money Center LLC
303 Vintage Park Dr STE 120, Foster City, CA 94404
6502863800

Mortgage refinance companies in Foster City help homeowners lower their rate or change loan terms. In California, refinance transactions must comply with state laws including the California Finance Lenders Law and disclosure requirements under Civil Code Section 1916.5. Local lenders often serve the San Mateo County area and understand the local housing market.

What Does a Mortgage Refinance Company in Foster City Cost?

Typical costs for a mortgage refinance in California include an origination fee of 0.5 to 1.5 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and title insurance costs of 500 to 2,000 dollars. Third-party fees such as escrow and recording fees add 200 to 800 dollars. Total closing costs often range from 2,000 to 6,000 dollars for a standard refinance. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to refinance in Foster City?
You typically need recent pay stubs, tax returns, bank statements, and a valid ID. California lenders may also require a property appraisal and proof of homeowners insurance.
How long does a mortgage refinance take in California?
A standard refinance in California usually takes 30 to 45 days from application to closing. Delays can occur if the appraisal or title search takes longer than expected.